HAPPI — BOILERPLATE & KEY FACTS
For media use. British/Australian English. Updated 15 June 2026.
The boilerplate and statement below may be reproduced verbatim.


ONE LINE
————————
HAPPI holds the shared financial infrastructure for the world's community-owned
institutions.


SHORT  (≈80 words)
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HAPPI — the Human Alliance for People and Planetary Infrastructure — is a
foundation being established to hold shared financial infrastructure for the
world's community-owned financial institutions: credit unions, mutuals,
cooperative banks, and CDFIs. Maslow Holdings builds the infrastructure; the HAPPI
Foundation, a not-for-profit, holds it — so the network can never be captured or
sold out from under its members. Built once, governed together, and held in
common: the institutions that hold the infrastructure decide what it becomes.


EXTENDED  (≈230 words)
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Roughly 88,000 community-owned financial institutions are operating worldwide,
holding 400 million members across 118 countries. Between them runs a gap no single
institution can span alone: the shared infrastructure that would let them act
together has never existed. HAPPI exists to hold that infrastructure once it is
built — the coordination layer that lets independent institutions operate as one
system without giving up local control; the shared rails of payments, lending,
savings, credit, liquidity, and shared risk, built once and crossed by all; and the
governance covenants that take the entire load and hold the span in perpetuity.

The work runs through two entities, built in parallel and designed to invert:
Maslow, the commercial, time-bound build entity, and the HAPPI Foundation, which
holds the Covenant from day one. The Covenant is held by HAPPI's four originating
Stewards and kept under annual review, with term, renewal, and succession protocols
being finalised ahead of the assembly of HAPPI's first full Stewards cohort. HAPPI
is in the process of registering as an independent not-for-profit foundation, and
the first cohort of institutions — which will specify the infrastructure — is
forming. Nothing about HAPPI is finished, and it says so: this is the announcement
of a direction, not a destination.


WHAT IT HOLDS
—————————————
Three things held in common, one span that bears the weight of everyone who crosses
it:
  - The coordination layer — the shared ability for independent institutions to
    operate as one system without giving up local control.
  - The shared rails — payments, lending, savings, credit, liquidity, and shared
    risk, built once and crossed by all.
  - The governance covenants — the binding commitments that take the entire load
    and hold the span in perpetuity.


AT A GLANCE
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Name              HAPPI — Human Alliance for People and Planetary Infrastructure
Reads as          "happy"
Status            In the process of registering as an independent not-for-profit
                  foundation
Structure         Foundation; the infrastructure is held in common
Builder           Maslow Holdings (builds the infrastructure HAPPI holds)
Website           thehappi.org
Positioning       For Credit Unions. Mutuals. Cooperatives.


RELATIONSHIP TO MASLOW
——————————————————————
Maslow Holdings builds the infrastructure; the HAPPI Foundation, a not-for-profit,
holds it — so the network can never be captured or sold out from under its members.
Maslow is structured to exit into steward ownership: once capped investor returns
are met, ownership of the Company transitions to the HAPPI Foundation. Participating
institutions retain their licences, their boards, and their community
relationships. HAPPI is not Maslow's charitable arm, and Maslow is not HAPPI's
vendor.


THE STATEMENT  (attributed to HAPPI; may be reproduced verbatim)
————————————————————————————————————————————————————————————————
"This is the announcement of a direction, not a destination. The foundation is
registering. The first cohort is forming. The covenants will be finished with the
stewards who arrive to hold them — shaped in consultation, not handed down. Nothing
here is complete, and that is the point: infrastructure held in common begins in
common, before the certainty, not after it.

"What exists today is the architecture, the intent, and the invitation. The work
begins with who shows up."

— HAPPI · Human Alliance for People and Planetary Infrastructure


THE SECTOR
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88,000 community-owned financial institutions. 400 million members. 118 countries.
The only financial infrastructure in the world built to build wealth for
communities rather than from them.

Sources: sector figures draw on statistical reporting from the World Council of
Credit Unions and the International Co-operative Alliance. A full source list is
available on request.


MEDIA CONTACT
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Email:       info@maslow.com.au
Press page:  thehappi.org/press
HAPPI does not yet maintain its own press desk. Media enquiries are handled by
Maslow, the entity building the infrastructure. Every enquiry reaches a person
within two business days.


WORDMARK USAGE
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- Set the name in all capitals as the wordmark ("HAPPI"). It reads as "happy".
- On second reference: HAPPI, or the HAPPI Foundation in formal contexts.
- The mark is a murmuration: nineteen forest-green dots and one gold dot. Never
  recolour the gold dot, re-space the flock, or alter the mark's proportions.